Del Toro Insurance
Fomentando el camino hacia la industria de los seguros
América TV captó todo lo que fue el fórum y la celebración de los 25 años de Del Toro Insurance. Con Del Toro Insurance tienes todo lo que necesitas para estar bien asegurado y además crecer profesionalmente con tu propia franquicia. Si eres emprendedor y quieres asegurar tu futuro empresarial con una marca consolidada!! Esta es tu oportunidad, completa el formulario y uno de nuestros agentes se estará comunicando contigo con todas las dudas que tengas para emprender tu negocio.
Annual Convention of the FAIA
June, 2024
As part of our participation in the 2024 Convention of the Florida Association of Insurance Agents FAIA held in Orlando, Del Toro Insurance held a seminar to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.
Del Toro Insurance 25th Anniversary
Del Toro is a family business and that has defined much of the path it has traveled to this day. The main reason for starting out in this industry has been to contribute to a community that needs us and with which we feel an eternal commitment. Growth would not have been possible without the support and permanent exchange with our community whom we have tried to serve with immense respect.
On the other hand, we have tried to provide a service that is also deeply rooted in family values because we consider that targeting the well-being of families in a society that is transforming day by day is essential. We have simply delivered transparency, honesty, trust and loyalty, which I believe have really been the key to being able to treasure the preference of our clients over the years.
Time really passes very quickly. We began our journey in a small office located in the west of the county. Today we are a solid company with a commercial presence throughout the state of Florida and an increasingly large group of franchisees who have opted to be part of the Del Toro family, making our business model their own. To our pride, the vast majority have been families that have turned to entrepreneurship and that, today, replicate those values of transparency, honesty, trust and loyalty to their clients.
Sep 27, 2023
With its warm climate and rich biodiversity, Florida attracts millions of residents and visitors. But while the Sunshine State offers much in terms of natural beauty, it faces unique challenges in healthcare.
Over the years, there’s been a growing demand for comprehensive health insurance coverage in Florida. Delving into the reasons behind this demand provides insights into the broader health dynamics at play in the state.
According to the latest report by the United Health Foundation, Florida ranked 27th among the 50 states in overall well-being, which is a middling position. The state’s best standings, No. 33 for prevention and treatment and No. 28 for healthy lives, highlight the room for improvement.
With Florida spending half the national rate for public health and ranking last for children without a medical home, the need for better health insurance coverage in Florida becomes more evident.
Moreover, a Commonwealth Fund study indicates that Florida’s employers are not covering as much of the health insurance costs as those in other parts of the country. This underlines the crucial role of health insurance providers in Florida in bridging this gap.
According to Enterprise Florida, Florida boasts of more than 1,440 establishments within the biotech, pharmaceutical, and medical development scene, backed by over 46,000 healthcare establishments. With such a vast network, the demand for comprehensive healthcare insurance in Florida is evident. This demand ensures that professionals within these establishments receive the necessary medical cover, and patients accessing these services have a safety net.
Florida is witnessing a surge in demand for healthcare workers due to the repercussions of the COVID-19 pandemic, prevalent labor shortages, and the steadily increasing number of baby boomers reaching retirement age.
A comprehensive health insurance policy in Florida becomes vital to attract and retain healthcare workers and provide senior citizens with the medical attention they require.
According to a 2022 report by Forbes, Florida is among the top 10 most expensive states for medical care, emphasizing the pressing need for affordable and comprehensive health insurance plans. Rising medical costs can be debilitating for residents, making insurance not just a luxury but a necessity.
Issues such as state Medicaid expansion, health information technology and privacy, mental healthcare access, and challenges posed by uninsured and underinsured portions of the population emphasize the growing need for comprehensive health insurance. Additionally, a noted shortage of primary care physicians in Florida makes timely medical care access a concern, amplifying the demand for good health insurance.
The COVID-19 pandemic brought forth unforeseen challenges and emphasized the importance of preparedness. As with many states across the U.S., Florida was significantly impacted, with cases soaring during various waves. With this health crisis came a realization for many Floridians regarding the critical nature of comprehensive health insurance coverage in Florida.
Before the pandemic, as mentioned earlier, some individuals, especially younger populations, perceived health insurance in Florida as non-essential, sometimes bypassing it to save on expenses.
However, as COVID-19 led to hospitalizations and, in severe cases, intensive treatments, the costs without insurance could be financially devastating. This stark reality has resulted in a surge in people seeking comprehensive health insurance plans in Florida to safeguard against such eventualities.
Moreover, Florida’s dense population and attraction as a tourist hub meant that the state had a consistent influx of people, making it essential for residents to be insured comprehensively. Businesses, especially those in the tourism sector, became more aware of offering health benefits to retain employees, pushing for tie-ups with health insurance providers in Florida.
Post-COVID, there’s a growing understanding that while the pandemic was unprecedented, it might not be the last of its kind. This awareness has further propelled the demand for healthcare insurance in Florida to ensure that individuals and their families are covered against such unforeseen health crises.
With its intricate web of policies, providers, and payment mechanisms, Florida’s healthcare system is daunting for many.
The healthcare cost disparity in Florida, where employers don’t cover as much as their counterparts in other states, significantly burdens residents. This scenario makes it imperative for individuals to seek comprehensive health insurance plans in Florida to bridge the financial gaps and ensure they receive medical attention without incurring exorbitant out-of-pocket costs.
Another dimension to consider is the uninsured and underinsured portions of Florida’s population. The state’s ranking concerning health outcomes and public health expenditure makes comprehensive health insurance unnegotiable.
With state Medicaid expansion debates and concerns over access to primary care physicians, a comprehensive insurance plan ensures Floridians have consistent access to quality care.
The journey toward ensuring every Floridian has access to comprehensive health insurance is ongoing. Factors like rising healthcare costs, the aftermath of the COVID-19 pandemic, and the intricate healthcare system in Florida play pivotal roles in shaping the demand. As the landscape evolves, the hope is that every individual will find the security and protection they need for their health and well-being. As the state progresses and evolves, agencies like Del Toro Insurance remain committed to offering Floridians the protection and peace of mind they rightfully seek.
Del Toro Insurance serves the many communities of South Florida: Hialeah Gardens, FL, Margate, FL, Homestead, FL, Palmetto Bay, FL, Cutler Bay, FL, Hialeah Gardens, FL, North Miami Beach, FL, Coral Gables, FL, Hialeah, FL, Naples, FL, and Miami, FL.
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