Del Toro Insurance
Fomentando el camino hacia la industria de los seguros
América TV captó todo lo que fue el fórum y la celebración de los 25 años de Del Toro Insurance. Con Del Toro Insurance tienes todo lo que necesitas para estar bien asegurado y además crecer profesionalmente con tu propia franquicia. Si eres emprendedor y quieres asegurar tu futuro empresarial con una marca consolidada!! Esta es tu oportunidad, completa el formulario y uno de nuestros agentes se estará comunicando contigo con todas las dudas que tengas para emprender tu negocio.
Annual Convention of the FAIA
June, 2024
As part of our participation in the 2024 Convention of the Florida Association of Insurance Agents FAIA held in Orlando, Del Toro Insurance held a seminar to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.
Del Toro Insurance 25th Anniversary
Del Toro is a family business and that has defined much of the path it has traveled to this day. The main reason for starting out in this industry has been to contribute to a community that needs us and with which we feel an eternal commitment. Growth would not have been possible without the support and permanent exchange with our community whom we have tried to serve with immense respect.
On the other hand, we have tried to provide a service that is also deeply rooted in family values because we consider that targeting the well-being of families in a society that is transforming day by day is essential. We have simply delivered transparency, honesty, trust and loyalty, which I believe have really been the key to being able to treasure the preference of our clients over the years.
Time really passes very quickly. We began our journey in a small office located in the west of the county. Today we are a solid company with a commercial presence throughout the state of Florida and an increasingly large group of franchisees who have opted to be part of the Del Toro family, making our business model their own. To our pride, the vast majority have been families that have turned to entrepreneurship and that, today, replicate those values of transparency, honesty, trust and loyalty to their clients.
Sep 08, 2023
The geographic location of Florida makes it extremely prone to hurricanes and natural disasters. If you are buying home insurance in Florida, you must consider getting hurricane damage coverage. It will protect homeowners against the cost of repairing the damage caused by a hurricane. Jump into this article to explore more details about choosing a home insurance policy with hurricane damage cover in Florida.
All Florida homeowners must invest in an insurance policy that offers coverage against hurricane damage. A standard home insurance policy won’t cover you against hurricane damage. If you live in an area with a high risk of getting affected by a hurricane, it can be risky not to invest in a hurricane damage cover.
When it comes to choosing homeowners insurance in Florida for hurricane protection, the one-size-fits-all approach won’t work. The amount of coverage your home will need depends on different factors like the following:
If you live in a hurricane-prone area, you should purchase a policy with a high amount of coverage. If you live in a coastal area like North Miami Beach, you also need to invest in a policy that covers flooding and wind damage.
The deductibles on hurricane covers are usually set between 1-10% of the dwelling coverage. If you are capable of paying a higher deductible amount, you should definitely go for it. As a result, you will have to pay a lower premium for your home insurance in Margate, FL.
While choosing homeowner insurance with hurricane coverage in Hialeah Gardens, FL, you must look for available discounts. Leveraging the discounts offered by insurance providers will reduce your premiums to a huge extent.
The location of your home in Florida will significantly impact the cost and availability of home insurance coverage for hurricane damage. Some areas like Naples and Miami are more likely to be hit by hurricanes. In those areas, the demand for hurricane damage cover is extremely high and almost mandatory for homeowners.
Therefore, homeowners are highly likely to find home insurance policies with hurricane damage coverage in those areas. However, the cost of the hurricane damage cover will be much higher in hurricane-prone areas than in Homestead, FL. Since the extent of damage will be greater due to frequent hurricanes, insurance providers will have to settle multiple claims. As a result, they will charge a higher premium from homeowners to keep up with the cost of the damages.
Are you struggling to find a home insurance policy with hurricane damage coverage in Palmetto Bay, Cutler Bay, or Coral Gables? At Del Toro Insurance, we will help you find the most affordable home insurance policies at affordable rates. We will understand your requirements and help you get in touch with reliable insurers offering comprehensive protection against hurricane damage.
1. Is buying home insurance expensive in Florida?
Homeowners in Florida have to pay a much higher premium than that of the national average. It costs around $4,218 annually to buy home insurance in Florida. However, the exact cost of buying home insurance in Florida will depend on your requirements and where you live.
2. Is it mandatory to buy hurricane damage cover in Florida?
Florida homeowners who live in hurricane-prone areas must invest in hurricane damage cover for their safety. It will ensure that homeowners are safeguarded against the cost of repairing damage caused by a hurricane.
3. Why is home insurance so expensive in Florida?
Inflation is one of the major reasons behind the expensive nature of home insurance policies in Hialeah, FL. Moreover, the abuse of the legal system and fraud claims are responsible for making home insurance policies so expensive.
4. Are hurricanes responsible for increasing the cost of home insurance policies?
Hurricanes are not the only reason behind increasing the cost of home insurance policies. Litigation fees, reinsurance, and fraud home insurance claims are also responsible for the high costs.
Locations
Contact
