Del Toro Insurance
Fomentando el camino hacia la industria de los seguros
América TV captó todo lo que fue el fórum y la celebración de los 25 años de Del Toro Insurance. Con Del Toro Insurance tienes todo lo que necesitas para estar bien asegurado y además crecer profesionalmente con tu propia franquicia. Si eres emprendedor y quieres asegurar tu futuro empresarial con una marca consolidada!! Esta es tu oportunidad, completa el formulario y uno de nuestros agentes se estará comunicando contigo con todas las dudas que tengas para emprender tu negocio.
Annual Convention of the FAIA
June, 2024
As part of our participation in the 2024 Convention of the Florida Association of Insurance Agents FAIA held in Orlando, Del Toro Insurance held a seminar to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.
Del Toro Insurance 25th Anniversary
Del Toro is a family business and that has defined much of the path it has traveled to this day. The main reason for starting out in this industry has been to contribute to a community that needs us and with which we feel an eternal commitment. Growth would not have been possible without the support and permanent exchange with our community whom we have tried to serve with immense respect.
On the other hand, we have tried to provide a service that is also deeply rooted in family values because we consider that targeting the well-being of families in a society that is transforming day by day is essential. We have simply delivered transparency, honesty, trust and loyalty, which I believe have really been the key to being able to treasure the preference of our clients over the years.
Time really passes very quickly. We began our journey in a small office located in the west of the county. Today we are a solid company with a commercial presence throughout the state of Florida and an increasingly large group of franchisees who have opted to be part of the Del Toro family, making our business model their own. To our pride, the vast majority have been families that have turned to entrepreneurship and that, today, replicate those values of transparency, honesty, trust and loyalty to their clients.
Aug 21, 2023
Vehicle owners in Florida are required to pay an average of $1,343 annually for minimum auto insurance coverage. The amount will reach around $2,947 annually for comprehensive auto insurance in Florida. With almost 70% higher auto insurance premiums than the national average, Florida is one of the top five most expensive states for car insurance. Scroll through this article to find out the reasons behind high auto insurance rates in Florida and how you can reduce them.
A plethora of factors contribute to the rising Florida auto insurance rates in 2023, and some of them are as follows:
In Miami, FL, natural calamities and bad weather conditions are found all year round. With numerous hurricanes and storms in a year, vehicles in Florida are prone to damage. Therefore, insurance companies charge higher premiums to cover the losses of vehicle owners.
In Palmetto Bay and Hialeah Gardens, FL, the roads are always so busy. Crowded streets increase the risk of accidents, which in turn leads to higher claims. Since insurers have to bear huge expenses for different claims throughout the year, the premiums are set high.
In Florida, North Miami Beach and Coral Gables are popular tourist destinations. With a large number of tourists visiting the state throughout the year, the streets get even busier. As a result, the risk of accidents and insurance claims increases to a huge extent.
The expensive healthcare system in Florida makes it difficult for the common folks to afford medical treatment. Therefore, they rely on automobile insurance in Florida to pay for their healthcare costs in case of road accidents.
The number of uninsured drivers in Cutler Bay and other areas of Florida is quite high. If you are involved in an accident with an uninsured vehicle, your insurer will have to pay for repairing the damages to your car. That’s why insurers charge a higher premium to cover the losses of drivers.
Is your car insurance premium in Margate, FL, going beyond your affordability? If so, you can follow these tips to save considerably on car insurance premiums:
A clean driving record will prove to insurance providers that you are a safe driver. Meanwhile, speeding tickets and other violations will make insurers consider you a reckless driver. Once insurance companies think you are highly likely to get involved in accidents, they will charge a higher premium from you.
Insurance companies in Homestead, FL, often offer discounts for combining different types of insurance. For instance, you can combine your home and auto insurance to save on premiums.
If you don’t drive your vehicle much, usage-based auto insurance policies are the best for you. It will ensure that you are paying premiums according to the usage of your vehicle.
While choosing auto insurance policies in Hialeah, FL, you must check out all your options meticulously. If you don’t shop around, you won’t be able to identify all the options available to you. By getting quotes from different auto insurance companies, you will be able to pick the most affordable policy with maximum coverage.
A few tips for buying car insurance in Naples, FL, are as follows:
Struggling to find an affordable auto insurance policy in Florida? At Del Toro Insurance, you will be able to find the best vehicle insurance policies according to your requirements. We partner with the best insurance companies to ensure you don’t have to break the bank to afford insurance for your vehicle.
Your auto insurance premium might be higher if you receive speeding tickets and get involved in road accidents.
If you get a speeding ticket in Florida, taking the driver improvement course will prevent insurance companies from increasing the premium on your vehicle.
Some common discounts on car insurance policies include good driver discounts and vehicle safety discounts.
The exact cost of a vehicle insurance policy in Florida will depend on your coverage requirements.
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