Del Toro Insurance
Fomentando el camino hacia la industria de los seguros
América TV captó todo lo que fue el fórum y la celebración de los 25 años de Del Toro Insurance. Con Del Toro Insurance tienes todo lo que necesitas para estar bien asegurado y además crecer profesionalmente con tu propia franquicia. Si eres emprendedor y quieres asegurar tu futuro empresarial con una marca consolidada!! Esta es tu oportunidad, completa el formulario y uno de nuestros agentes se estará comunicando contigo con todas las dudas que tengas para emprender tu negocio.
Annual Convention of the FAIA
June, 2024
As part of our participation in the 2024 Convention of the Florida Association of Insurance Agents FAIA held in Orlando, Del Toro Insurance held a seminar to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.
Del Toro Insurance 25th Anniversary
Del Toro is a family business and that has defined much of the path it has traveled to this day. The main reason for starting out in this industry has been to contribute to a community that needs us and with which we feel an eternal commitment. Growth would not have been possible without the support and permanent exchange with our community whom we have tried to serve with immense respect.
On the other hand, we have tried to provide a service that is also deeply rooted in family values because we consider that targeting the well-being of families in a society that is transforming day by day is essential. We have simply delivered transparency, honesty, trust and loyalty, which I believe have really been the key to being able to treasure the preference of our clients over the years.
Time really passes very quickly. We began our journey in a small office located in the west of the county. Today we are a solid company with a commercial presence throughout the state of Florida and an increasingly large group of franchisees who have opted to be part of the Del Toro family, making our business model their own. To our pride, the vast majority have been families that have turned to entrepreneurship and that, today, replicate those values of transparency, honesty, trust and loyalty to their clients.
Sep 15, 2023
Without a doubt, managing a commercial fleet is quite demanding. If you fall out of strategic planning, you could be exposed to great business losses and high decision-making. Furthermore, companies should seek to reduce premiums with the rising cost of commercial auto insurance in Florida.
This project will discuss the best practices for fleet management to lower insurance costs in Florida.
Road accidents often occur due to poor maintenance and lack of a comprehensive vehicle inspection. If you’re a commercial fleet company, maintaining your transport vehicles could help reduce the risk of road accidents, leading to a rise in insurance costs. Simultaneously, vehicles found faulty after a thorough inspection shouldn’t be allowed on the move, but repaired and tested for assurance.
Drivers play a significant role in fleet management. Therefore, training your drivers exhaustively and keeping them updated with the latest safety techniques would significantly help to lower insurance premiums. Even better, you can organize various safety programs for your drivers to ensure they’re well-versed regarding safety rules and regulations.
Due to the rising insurance costs, especially for commercial enterprises, businesses should occasionally review their insurance policies. Del Toro Insurance enables you to add what’s more important to the company while deducting unnecessary policies. That way, you will only pay for the chosen few, and not a bunch of insurance policies you would otherwise not benefit from.
Establishing solid security measures for your fleet as an organization will significantly help cut down on commercial insurance costs. These security measures include an additional security guard who could also serve as a co-driver, GPS trackers, anti-theft devices, and vehicle recovery applications. Commercial auto insurance premiums are often high. By following these tips, you will have saved your fleet and pocket a big deal.
Some ideal management ideas include ensuring adequate and accurate documentation whenever an accident occurs to smoothen the claim process.
Having a solid relationship with several repair shops will also minimize downtime and help you reduce repair costs which are a leading accelerator of premiums. Accidents concerning commercial fleets should be reported immediately for practical assessment, investigation, and claim process.
Thanks to advancing technology, companies can now monitor their fleet driver’s behavior while in transit with the company vehicles. The most common yet practical ways of utilizing telematics in fleet management include tracking the vehicle’s location and recording their driving techniques such as acceleration, braking, and speed. The data collected from telematics can be used to improve driver training or replace a driver, hence reducing accidents and insurance costs.
Offering your fleet drivers incentives could potentially assist in reducing commercial auto insurance premium costs. They will practice safe driving practices, comply with the rules and regulations, and adhere to further training programs when they arise. With driver incentives, companies will likely experience high engagement from their fleet drivers, thus reducing risks and premiums.
If you’re a company managing fleet vehicles, you can cut your insurance expenditure by ensuring high consistency in the claim process.
The last, yet most crucial, tip to ensuring lower insurance premiums for commercial auto insurance is choosing your insurer wisely. Some insurance companies offer significantly high premiums, often not aligning with their coverage options.
Therefore, it’s the fleet management’s role to research and evaluate the available coverage options and the most affordable premiums for the company. For Floridians, Del Toro Insurance makes the best solution to commercial auto insurance in Florida with desirable discounts, coverage options, and customer-friendly premiums.
Insurance is a significant factor in fleet management, so it requires strategic planning and solid techniques. By adhering to the above details, you will likely cut down your commercial auto insurance costs and save finances for other essentials in the business. Again, remember that Del Toro Insurance can help your company establish high safety efforts alongside potentially manageable insurance premiums.
Serving Locations: Hialeah Gardens, FL, Margate, FL, Homestead, FL, Palmetto Bay, Cutler Bay, Hialeah Gardens, FL, North Miami Beach, Coral Gables, Hialeah FL, Naples FL, Miami FL.
Locations
Contact
