No-Fault auto insurance - Loosely, no-fault insurance means that each policyholder has a right to recover financial losses from his or her own insurance company, regardless of whose fault caused the accident. Strictly, no-fault auto insurance applies only to accidents under a state no-fault law that (1) requires insurance companies to pay policyholders regardless of fault and (2) restricts the ability of accident victims to sue others for their injuries.
Nonrenew(al) - When an insurer decides not the renew a policy at the end of a policy period. This is not a cancellation but a nonrenewal. The insurer "nonrenews" the policy.
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