Misrepresentation - Statements or facts included in the application for insurance that fail to disclose all the requested and/or pertinent characteristics of the insured. Examples would be the failure to disclose all drivers in the household, or failing to list all driving violations. Material misrepresentations can be grounds to void the insurance policy.
MVR - Abbreviation for Motor Vehicle Record, a report provided by states which details the driving record, accidents and convictions of a driver.
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